Sunday, 5 February 2012

It's snowtime!

Hopefully this princess will get to go to the ball someday
This weekend has been fairly productive on the saving front. Friday night drinks was paid for by the company, so I decided I was hungry at charing cross and bought a burger king happy meal which was actually quite revolting, so I left 3/4 of the burger, so it turned out to be a bit of a waste of money but hay-ho we learn from our mistakes.

I got the train back from London to my parents house after the drinks and on Saturday afternoon met one if my best friends from work in the town centre. My mum had bought me something from H&M which didn't fit so had to exchange it. I found a lovley cobalt blue lacy dress which was £10 more than the original amount, but using my friends staff discount it cane to £7.50 more, seeing as I had put aside £10 for the previous nights drinks which I didn't spend I thought I would splash out a little. Afterwards we drove over to blackheath for a change if scenery and popped into the pub on the Heath. I'd decided to have lunch before I left to save the pennies, so just had a coffee and a cosy catch up which was nice.

My friend was telling me how she uses eBay all the time and bought up the huge pink vintage gown I bought years ago in New York and how she thought I could sell it on eBay.

So this morning, after popping out to take pics of the beautiful snowfall I enlisted my sister's boyfriends help to put my dress up on eBay. When I left home there were three people watching it already, and I also found a pair of red converse trainers which were hardly worn that I found at a train station about four years ago and an almost full bottle of perfume I didn't like anymore and these have also been put up on eBay.

The auctions finish in 10 days so hopefully will be a nice little money earner to put towards the fund. I'm also hoping to sell my wii this week to someone & stash the cash in my saving account.

I'm thinking that once I hit my summertime target of £10k I'll treat myself to some nice Russel and Bromley boots :).

In other news I got the train home from the work drinks with a girl who had just bought a house worth £144k with a £14k deposit who earns around the same as me and the BF so that's extremely encouraging, and very exciting for me.

I heard my housemates put the central heating up to 25 and put it on overnight on Saturday which I said was stupid, and the BF said he woke up in the middle of the night feeling hot and sick because if it. I mean it's not a wonder they're both in debt, but I don't appreciate being dragged down with them when I have to cough up my share of the bill they've racked up.

Anyways, I guess I can't show it's irritated me too much as it's getting closer to renewing the contract and hopefully all we need is another year there.... Fingers crossed! Time to grin & bear it for the time being- good things are worth waiting for after all right?! :)

Enjoy your frugal Sunday x

Friday, 3 February 2012

Weekly round up

Happy Friday everyone, just thought I would post quickly on the current financial sitch. My second Barclay's bank card came through in the post yesterday so I am now able to use my sole account for my monthly disposable income. I've decided to do this because at least then I know what will be going where and so on. It also has £0 overdraft, unlike my huuge interest free overdraft in my Santander account which I can dip into now and then- but would obviously rather not, so this new system stops this urge.

I now have £185 disposable income to last the remainder of the month which should be do-able at around £60 per week- anything left over is a bonus. I'm still owed one last £50 payment from the BF for the computer which will then be paid off.

I'm also owed around £23 for a short shift I did at the last minute at the pub, as well as £10 for the mystery shop at the weekend. My Santander account should just about make it through the month, but may go £50 overdrawn due to my standing order joint account payments and the way payday fell, and will fall this month. I should get paid the day after (with any luck) so won't be too bad.

Out for a few drinks with work tonight which is budgeted for, and lunch tomorrow with a friend and then continuing with the no-spend into next week.