Happy Friday everyone, just thought I would post quickly on the current financial sitch. My second Barclay's bank card came through in the post yesterday so I am now able to use my sole account for my monthly disposable income. I've decided to do this because at least then I know what will be going where and so on. It also has £0 overdraft, unlike my huuge interest free overdraft in my Santander account which I can dip into now and then- but would obviously rather not, so this new system stops this urge.
I now have £185 disposable income to last the remainder of the month which should be do-able at around £60 per week- anything left over is a bonus. I'm still owed one last £50 payment from the BF for the computer which will then be paid off.
I'm also owed around £23 for a short shift I did at the last minute at the pub, as well as £10 for the mystery shop at the weekend. My Santander account should just about make it through the month, but may go £50 overdrawn due to my standing order joint account payments and the way payday fell, and will fall this month. I should get paid the day after (with any luck) so won't be too bad.
Out for a few drinks with work tonight which is budgeted for, and lunch tomorrow with a friend and then continuing with the no-spend into next week.
I now have £185 disposable income to last the remainder of the month which should be do-able at around £60 per week- anything left over is a bonus. I'm still owed one last £50 payment from the BF for the computer which will then be paid off.
I'm also owed around £23 for a short shift I did at the last minute at the pub, as well as £10 for the mystery shop at the weekend. My Santander account should just about make it through the month, but may go £50 overdrawn due to my standing order joint account payments and the way payday fell, and will fall this month. I should get paid the day after (with any luck) so won't be too bad.
Out for a few drinks with work tonight which is budgeted for, and lunch tomorrow with a friend and then continuing with the no-spend into next week.
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