Showing posts with label New Year. Show all posts
Showing posts with label New Year. Show all posts

Monday, 23 January 2012

Lost funds

I have a budgeting app on my phone where I record what I spend on a daily basis, and this month I seem to have lost about £70 somewhere. I've gone through my bank statement and from what I can see it matches my spending on my phone so I'm going to have to go through with a fine tooth comb exactly what has happened.
Any advice? 

Friday, 13 January 2012

Friday the 13th....

Happy Friday the 13th readers- does anyone have anything nice planned for the weekend?

This week has gone by quite a lot quicker than last week, even though I've been at work an extra day. I stumbled across this interesting article on one of my favourite websites about money management and shopping which makes for some interesting reading.

And this is also worth a quick skim

I have also been pondering some New Year's resolutions, and better late than never here they are as well as some commentary on the last few weeks.

1. Save and reach target of £10,000 in my ISA account and look into putting this money into a fixed account with a higher interest rate. I want to achieve this by around July time ideally.

2. This year I want to go on a 'proper' holiday towards the end of the year. In our four years together we have never been on holiday on our own either so I want to make sure this happens, which means regular stashing of joint account money as and when to take the financial edge off when we come to book.

3. I want to keep my job for at least a year. I passed my probation period this week too (helloooo private healthcare, but sadly no contribution pension scheme for new entrants :(). Last year I had three different jobs which messed up my stability and my pay somewhat as it was just too tempting to take a week off between jobs unpaid (one week wasn't my fault though!) Finally I am in a job where I can actually see myself staying all being well so I hope this one happens this year.

4. I wanted to include Zumba dancing into my exercise routine this year, however there is only one class on at the weekend and it seems everyone is getting up at the crack of dawn come Friday morning to clamour for a place. Two weeks into the new year and I'm yet to secure a place. Note to self, call the gym as soon as I open my eyes next week.

5. This one is a little odd but I want to get my hair cut asymmetrically properly. I had this done once by a bit of an inexperienced hairdresser and it just looked a bit wonky. My hair appointment is already booked at a salon I went to once before and was really pleased with it for the end of the month.

6. Another one which seems to be going okay so far, cutting down on cans of coke. I've substituted the fizz for sparkling water but treated myself today as a little Friday treat.

7. I want to start drinking more water again, which I have been trying to do whilst at work.

8. I want to make the most of my annual train ticket and see more of London and make the most of it. I wanted to go to a fashion photography exhibition today at Somerset House but it closes at 6pm and I won't make it in time. May have to be shelved until a day off. I do intend to be in town to experience the Chinese New Year celebrations at the end of the month which I haven't seen since I was little.

9. I want to go on a short break to Bath as I have never been before.

10. And finally I want to keep my blog up over the next twelve months as its a great way to learn from others, practice my writing regularly and reflect over the year.