Thursday 17 May 2012

Living on a financial edge

Inspired by this post by Frugal Queen http://frugalincornwall.blogspot.co.uk/2012/05/froogs-fearlessly-eats-it-all.html, who has become one of my favourite go to inspirational blogs over the last few months, I whipped up a rather unconventional culinary treat last night.

Out came the big box of fishcakes which were £2 for about 12 I think, I popped five into the oven so as to have some for my lunch at work (today). Realising I had no potato-type foods I scavenged in the back of the cupboard for half a packet of couscous I'd pegged down, and rummaged in the freezer for some peas. I was feeling quite hungry so also used up a naan bread that I had frozen before it had gone off. The combination was fairly strange to see and a few people commented on my random assemblement of food but it filled a hole (twice) for almost nothing. I kind of wish I had taken a photo- but I'm sure you can imagine it.

I cooked my dinner and placed the remaining food into a washed out plastic Tupperware container (recycled from a housemates recent take away) to take to work. I think one of the key aspects to saving as much as possible is being organised- from doing a weekly food shop for foods which will a- last the week and b- make enough filling, healthy meals, to making sure the washing is kept on top of so as not to buy any impulse clothing buys, to keeping a constant eye on bank accounts etc, and finally always looking for the best deals from car insurance to washing powder.

Just one week away from payday I feel quite like Astra from http://www.blogger.com/home who looks forward to her monthly bank statements as its the reward for a months worth of hard work saving. I feel the same and can't wait to have a new budget, plus to see my figures increasing on the spreadsheet knowing we are getting closer to our goal.

I have roughly £4 at the moment once all my bills etc are paid, and I'm off out for a few drinks tomorrow night. However, I figure the money I'll get from Saturday's bar shift should be enough to cover this cost. Otherwise I'm just ploughing on with the no-spend days.

And I've also updated the ticker so that the figures are all proper.





Tuesday 15 May 2012

Just a quick update; I checked all my usual accounts etc this morning, including my new credit score and its gone up 37 points since I last logged in and is now sitting at 935 I think inching its way to excellent. I'm really pleased, its because I've had my credit card three months now (I think- I can't find the post where I wrote about it). However, I'm not really too worried about my score, its my BF's. But he has been using his credit card responsibly, and has a direct debit to pay it off in full now so hopefully this will be enough to improve it. He's kind of in denial about his score, and won't check his report- grr!

Also, I've been paid from my first lot of Quidco cash back £13 (was meant to be £18 but they take £5 for membership type fee) so I have approximately £4 to my name which isn't tied up. However, I have picked up another bar shift Saturday at Twickenham which should be an extra £30 or so, so I can squeeze by to payday in 10 days time.

Besides that, things are ticking along as usual; there's been less food waste- just a couple of bits of the end of a loaf of bread which had gone mouldy. I also choppped up some vegetables and put them in the freezer to stop them ending up in the bin.And my BF has sort of got approval for his pay rise; his work are weird they work backwards it seems. He still has to fill out half a workbook, quickly apply and then have a kind of mock interview but I'm hoping he'll have it sorted by the end of the month. I need to stop nagging though, because he's still a bit of a child and he digs his heels in even though he knows it needs doing. Are all men like this??