Budgeting

So payday has finally arrived, and due to the car repairs putting me back in my overdraft I now (sadly!) have a very similar budget to work with as last month- around £1100.00. I put the odd £13.00 into my ISA to make the number nice and even to remember and this is how I reckon next months finances should (hopefully- fingers crossed!) pan out:

£220.00 rent
£200.00 into the joint account to pay for bills and food
£33.00 phone bill (am thinking of downgrading at the end of next year to save the £££)
£42.00 gym membership (again I think I will be cancelling my membership when my year is up at the beginning of March)
£94.00 x2 weekly travel cards (due to my week off over Christmas)
=£589.00
+30.00 approx. additional money from working at Twickenham rugby match today
Leaving £541.00 disposable income

This weekend I have spent/plan on spending very little. Last night I was tired and feeling a little worse for wear from the night before so I went for a swim and steam session before zonking out on the sofa. And tonight a friend was holding a house warming gathering, so I took round some soft drinks and posh crisps to share as me and my other friend were both driving and generally had a little natter and discussed the reality tv show strictly come dancing.

Tomorrow, the BF is off work so I plan on sorting out the mess which has accumulated on top of our wardrobes which has started to annoy me, finishing off my Christmas shopping online (hello Amazon!) going to the gym and finishing off the day with a cosy evening in watching a film and eating a nice dinner. 

Grr....

Things don't seem to be running as smoothly as they should be on the finances front.

Firstly there was the surprise trip to the garage earlier on in the week, then last night there was a media night out at a bar near Carnaby Street in Soho.

Now one day before payday and in the run up to Christmas free food and drinks all night was perfectly timed. However, after succumbing to the pressure of jäger bombs I ended up leaving my new black blazer in the bar and will probably never see it again- sadly proving the age old saying true 'there's no such thing as a free lunch'. Hmpffff.

Then after getting in I picked up our joint account bank statement from the mat in the hall and discover that virgin have charged us £75 for our tv and Internet- it's meant to be around the £40 mark. After their constant f*** ups earlier on this year it doesn't really come as a big surprise.

I would call them but learned the hard way not to call those numbers last month when my phone bill came in £20 more expensive after having to call tfl.
I'm hoping that these annoyances come in threes and that's ours over for a good couple of months.

On a more positive note, just enjoyed another free lunch courtesy of google at one of their marketing events, plus now own a whole bag of google goodies- even cufflinks!

How has everyone elses weeks been? Xx