Sunday, 2 September 2012

September Sunday.

Evening all,

I can't seem to believe it's September already- though the recent chill in the air and it turning dark outside by 9pm are starting to make it more and more obvious. Soon it will be my one year blog-o-versary, Halloween, our five year anniversary, my birthday and Christmas! Whoa!

Anyhoo, I think I've fallen off the blogging bandwagon a little. I think my frugal-y habits have become ingrained in everyday life, but despite my own posts becoming few and far between I'm still an enthusiastic reader of those I follow.

On the finance front, the BF was paid all his overtime again, clearing more money than the previous month. With the extra cash he has finished paying off his credit card re-payments to me, its all gone about six months earlier than we anticipated so yay on that front.

The saving spreadsheet shows we have the grand total of £19,359 just a few hundred pounds away from the minimum we'd need to buy a £160,000 property- so if things carry on we should have more than a 10% deposit, hopefully reducing the monthly re-payments which I'm pretty pleased about. I was thinking of maybe booking an appointment with an advisor next month just to see what our options are and where we need to be etc.

Finally, after chatting to some new colleagues at after work drinks last week someone told me I can get an overground train straight into where I work. Not only has it made my commute much easier, it means I won't have to fork out for tubes and buses next year. In comparison a season ticket for rail only is approximately £500 less over the year than the price of a full travel card- so I can put this money towards getting my car on the road as I'm starting to miss the independence of having it.


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