Tuesday, 17 January 2012

Financial update

Last night I asked my BF to put some body lotion on this very small patch of dry skin at the bottom of my back. I handed him a tube of body lotion which I had cut the top off to get to the lotion which just will not squeeze out the tube no matter how hard you try. And he says to me 'Are you on some kind of super-saving spree?' So I replied, 'I just don't like waste' hehe. He's only just noticed.

On another note at the weekend my mum gave me cash for my Bluewater Christmas vouchers, despite protesting slightly. I have also re-ordered a new card and pin number for my personal Barclays account which I haven't used in years. When it arrives, and payday is finally here I plan to work out my disposable income for the month after putting any money into my ISA and putting the spare money into the account so I know exactly how much I have to play with. I have been having to account for the weekly direct debits which leave and go into our joint account as well as taking into account the regular standing orders which are going out such as rent and mobile phone bill. This way should be much easier. I am also intending to start my pension plan through work but am a little concerned that people have lost thier money when companies go bust...what to doo? I have to decide by the end of the week.

I have also set up a saving account which £20 per month goes into from our joint account. Its flexible so if there is more fundage available I/we? can just transfer this in as and when to put some money aside for our holiday towards the end of the year (hopefully!).

Finally, I was reading a blog earlier and saw that one blogger recommended placing a dishwasher tablet into the toilet cistern so that every time you flush it cleans the loo. Does anyone else do this? After sitting on our downstairs loo seat and cracking it in half (eek! didn't realise they were sooo flimsy and yet so expensive to replace!) I don't want to break anything else in the house that I would have to replace if I were to damage it. We have a whole bag of dishwasher tablets sitting underneath our sink not doing anything as our last flat had a dishwasher, and this one sadly doesn't.

Oh, while we are on the subject I have been reading everywhere that landlords are not renewing rental contracts in the months running up to the Olympics and are planning on doubling rents in some parts to cash in on the games. Our contract is up for renewal at the end of May, and so the seed of worry has started growing in my mind that we may have to move yet again....*sign*.

Besides the financial cost of having to cough up yet more money to cover estate agent fees our furniture has tripled in the space of a year and the location is so good for me, just a three minute walk from the station with a direct link taking 35 minutes into London Waterloo. I'm seriously hoping we can stay put, even if the rent does go up just a little bit.

 In an ideal world myself and my BF would just move back to my parents to save for our own place, but this would involve some major disruption to our lives as he would have to transfer his place of work and I have no idea where all our furniture would go as I have fitted wardrobes in my bedroom and no place for a double bed. I seriously hope it doesn't come to that. Watch this space folks.

1 comment:

  1. I have never heard of using dishwasher tablets in the toilet,let me know if it works.
    Hope your landlord isnt that nasty to put the rent up because of the olympics.


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