Tuesday, 15 May 2012

Just a quick update; I checked all my usual accounts etc this morning, including my new credit score and its gone up 37 points since I last logged in and is now sitting at 935 I think inching its way to excellent. I'm really pleased, its because I've had my credit card three months now (I think- I can't find the post where I wrote about it). However, I'm not really too worried about my score, its my BF's. But he has been using his credit card responsibly, and has a direct debit to pay it off in full now so hopefully this will be enough to improve it. He's kind of in denial about his score, and won't check his report- grr!

Also, I've been paid from my first lot of Quidco cash back £13 (was meant to be £18 but they take £5 for membership type fee) so I have approximately £4 to my name which isn't tied up. However, I have picked up another bar shift Saturday at Twickenham which should be an extra £30 or so, so I can squeeze by to payday in 10 days time.

Besides that, things are ticking along as usual; there's been less food waste- just a couple of bits of the end of a loaf of bread which had gone mouldy. I also choppped up some vegetables and put them in the freezer to stop them ending up in the bin.And my BF has sort of got approval for his pay rise; his work are weird they work backwards it seems. He still has to fill out half a workbook, quickly apply and then have a kind of mock interview but I'm hoping he'll have it sorted by the end of the month. I need to stop nagging though, because he's still a bit of a child and he digs his heels in even though he knows it needs doing. Are all men like this?? 

Wednesday, 9 May 2012

May's happy list


Here's May's happy list; this one took a little more thought than the one I posted in April. Here goes....

1. The smell of freshly baked bread wafting around the kitchen from the bread maker. I baked a loaf last night, snoozed on the sofa and walked into the yummy smell. I wanted to break a chunk off, but couldn't persuade it out of its tin :(

2. I've achieved another good month of saving, and our joint saver is inching towards the £500 mark thanks to the use of a basket in the supermarket.

3. BF is making progress in getting his promotion which will mean that a] we can borrow a decent amount of money and b] he can start helping me with the savings a bit more to scrape together a bigger deposit.

4. Getting organised; I blogged earlier in the month about creating a spreadsheet where I can see and track all finances at a glance. Our piles and draws of paperwork are now also neatly filed in labelled plastic wallets and all junk is in the bin.

5. Our re-arranged bedroom- I think I prefer it to the way it was.

6. Lighter mornings and evenings; last night I had to pick my bike up from the pub and enjoyed the sunny evening cycle which has become such a rarity thanks to the recent rain.

7. Spending time with family.

8. Pigging out! This weekend I enjoyed a couple of meals out, which is a rarity these days and I enjoyed every morsel :)

9. Microwave popcorn, sitting back, snuggling up and watching a good film while the rain patters on the window.

10. Meeting up with old work friends I haven't seen for a year and a half before one sadly returns to South Africa after a recent break up with her English boyfriend. We also have a friends birthday drinks this weekend, and a 21st house party the weekend after to look forward to.

Hmm... not as hard as I thought after all. It's definatley a good habit to get into! Thanks Astra.